Your Smile Your Super! Access your Super To Pay For Your Dental Treatment
What is SuperCare?
SuperCare is a program that allows you to use your superannuation funds early for dental care. They help people make an application through the Early Release of Superannuation (ERS) Program to cover dental and orthodontic treatment costs. Through SuperCare, you can get early access to your retirement funds to help pay for medical treatments, including dental care.
You can apply to use your super to pay for your treatment, your partner's treatment, or the treatment of your children. You can apply for assistance to cover the total procedure cost or only a portion of it.
How Does it Work?
SuperCare's unique and innovative services provide assistance to individuals and their families during their time of need.
With a referral from Magical Smiles, SuperCare can request approval for any type of dental and orthodontic treatment. You might be able to use your super fund to cover out-of-pocket dental costs for yourself or your children. You do not have to wait until you are 65 years old or older to access your superannuation.
Your fund trustee has the authority to distribute your superannuation funds in accordance with its policies. If the trustee agrees to release your superannuation assets, you can use them to pay for dental treatments that you otherwise wouldn't be able to afford.
Find Out If You Are Eligible For Early Super Release
Eligibility Requirements for SuperCare Payment
All citizens and permanent residents of Australia who have super are eligible for a SuperCare payment. However, the eligibility of a family member is determined within the definitions provided by the Superannuation Industry (Supervision) Act 1993. For more information about your family members' eligibility and the kinds of treatments they may be eligible for, you are encouraged to contact SuperCare.
SuperCare is a recommended option for families that:
- Do not have a relevant or adequate health fund
- Do not have enough funds available
- Have one member with superannuation funds
How to Sign Up
Together with Magical Smiles' dedicated team, SuperCare’s experienced consultants will guide you seamlessly through the entire process. SuperCare's 8-step application process is seamless and allows patients to get the high-quality dental treatment they need as quickly as possible.
- Step 1: Make an appointment with Magical Smiles and consult with your dentist about your dental treatment plan.
- Step 2: Magical Smiles will send your details to SuperCare via the online referral form.
- Step 3: You will be contacted by a SuperCare consultant to discuss your eligibility.
- Step 4: You will then be signed on as a SuperCare client. The Compassionate Release of Super (CRS) application process will begin.
- Step 5: SuperCare will contact Magical Smiles and request the required support letter for the CRS claim.
- Step 6: Magical Smiles will sign the CRS form.
- Step 7: After submitting your application, it will be reviewed and filed with the ATO. The assessment process usually takes ten business days from the time the application is lodged.
- Step 8: Approval of the application. Magical Smiles will be notified, and super will be released in 5-7 business days.