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Health funds

Private health funds welcome here

We accept major private health funds. Your cover and benefit amounts are determined by your fund and policy.

Using your health fund

Bring your membership card and member number to your appointment. We can process a claim using the relevant item numbers and treatment codes where your fund supports it. You pay any gap between the treatment fee and your fund benefit.

What affects your benefit

Confirm your cover

Contact your health fund before treatment to confirm cover, limits and waiting periods. Magical Smiles can provide item numbers and treatment codes, but does not determine fund approval or benefit amounts.

Fees vary according to individual needs and the treatment provided. Ask the practice for a personalised written quote before deciding.

For other ways to approach the cost, read our payment options overview. The separate humm page explains that option and the terms to check before choosing it.