National Dental Plan
What is the National Dental Plan?
We want high-quality dental treatments to be accessible to everyone who needs them. Magical Smiles works with the National Dental Plan for flexible, interest-free payment plan arrangements. It will take just minutes to apply, and you can be approved in minutes.
The National Dental Plan provides patients with financing options for treatment plans. It allows dental patients to spread the cost of treatments over time by breaking them down into affordable, easy-to-manage fortnightly payments. With the National Dental Plan, you can get the dental treatment plan you need when you need it. Best of all, it is interest-free!
Get the smile you deserve today. With the National Dental Plan, you start treatment now, pay over time, with no interest ever. The affordable fortnightly direct payments reduce the upfront cost of your dental treatment.
How Does it Work?
The National Dental Plan makes high-quality dental treatment more affordable. With the National Dental Plan, you could start with up to $12,000 in treatments today and spread the treatment cost over easy-to-manage fortnightly payments, at no interest.
The National Dental Plan never charges interest and requires only a small deposit. Deposits are usually 20% or less. To open your account, you'll have to pay a $70 establishment fee, which will be spread out over the course of the plan. Repayments are debited fortnightly from your nominated bank account or credit card, as well as an $8 monthly fee while your account is active. As long as you stick to your payment plan, you'll know precisely how much you'll be charged. In addition, you can make additional payments or pay your dental plan out early without any extra fees.
The National Dental Plan is powered by humm. Humm is supported by Certegy Ezi-Pay Pty Ltd, a No Interest Ever payment plan provider to a vast network of businesses and retailers.
Learn more about National Dental Plan
Eligibility Requirements for the National Dental Plan
Your application will be assessed by National Dental Plan's standard credit approval process. They require that you have a bank account or credit card from which payments can be deducted and that you meet the basic requirements:
- You must be at least 18 years of age,
- A citizen or a permanent resident of Australia
- A valid driver's licence
- You must be employed, self-employed, an aged pensioner, or a veteran pensioner
How to Sign Up
The application process is straightforward and only takes a few minutes to complete.
- Step 1: Contact Magical Smiles to schedule an appointment. Our dentist will develop a treatment plan based on your needs.
- Step 2: Consult with your dentist about a dental payment plan. Tell your dentist that you want to enrol in the National Dental Plan during your appointment.
- Step 3: Fill out an application form at our front desk. The application process is fast and only takes a few minutes to get approval for patients who meet the lending criteria. (The Humm mobile app is also available for download. Alternatively, you can apply online at shophumm.com.au.)
- Step 4: Begin your treatment and get the smile you deserve right away with no interest!